Consider an Unsecured Business Line of Credit

Of all the types of credit available to businesses, an unsecured line can seem to be the most intimidating to qualify for. For example, the owner of a startup business may believe that an unsecured line would never be approved, or the head of an established business may think that such a line is prohibitively expensive and should be avoided if possible. In both cases, nothing could be further from the truth.

Easy Qualification

Here at ACS Capital Lending , we know all about unsecured business lines of credit. The pre-qualification process is quick and easy. It takes 10 minutes of your time plus $45 to pay for a credit check.

Expectations of Established Businesses

Here, a business is considered established if it has revenues between $1,000,000 and $10,000,000. With good financials and good credit, there are several possibilities:

  • An unsecured business line of credit in the range of $100,000 to $500,000
  • For larger lines of credit, rates in the range of 1% to 5% over prime
  • For smaller lines of credit, business credit card solutions with 0% introductory offers

Expectations of Startup Businesses

A startup business may qualify for an unsecured line of credit even if it has no revenue. Typically, a partner or business owner with sufficiently-strong credit could expect to receive a $25,000 to $50,000 unsecured line.

There is no reason to wait any longer. Let us start the process now. If you pre-qualify, we can continue down the path to your unsecured business line of credit.